Money & Financial Planning

8 articles

Money & Financial Planning8 min read

Dual Income to Single Income: Preparing for the Worst

What happens if your household goes from two incomes to one because of AI? The practical and emotional guide to preparing as a couple.

Money & Financial Planning7 min read

Freelancing as a Financial Bridge: Not a Career, an Emergency Plan

How to use freelancing as temporary income between jobs, not a permanent career move. Practical setup advice for getting your first clients fast.

Money & Financial Planning8 min read

How Much Runway Do You Need If AI Takes Your Job?

The old 3-month emergency fund advice is dangerously outdated. Here's how much financial runway you actually need in 2026 if AI takes your job.

Money & Financial Planning8 min read

Retirement Accounts When You Get Laid Off at 55

Laid off at 55 or older? What happens to your 401k, pension, and retirement plans when you lose your job near retirement age. UK and US guidance.

Money & Financial Planning7 min read

Should You Spend Money on AI Courses or Just Use the Tools?

The AI course industry is booming, but are paid courses worth it? An honest look at when to pay for AI education and when free resources are enough.

Money & Financial Planning8 min read

Should You Take the Severance or Fight It?

A practical decision framework for when to accept a severance package and when fighting your layoff might make sense. UK and US perspectives.

Money & Financial Planning8 min read

The Financial Checklist Before a Career Pivot

Thinking about changing careers because of AI? Here's the financial checklist nobody gives you, from someone who pivoted without enough planning.

Money & Financial Planning8 min read

The Real Cost of a Career Change (It's Not What You Think)

The true cost of changing careers isn't just courses and lost salary. Here's what a career pivot actually costs, including the hidden expenses nobody mentions.